FIN LAW Advises Companies in the Financial Sector in All Areas of Regulation

FIN LAW is a fintech law firm based in Frankfurt am Main with a focus on regulation of the financial sector. Our clients are modern banks, financial service providers, payment institutions and other companies from the fintech sector that operate or wish to implement business models or projects in a regulated environment. We support our clients right from the initial planning stage of their business models with regard to the regulatory requirements that must  be met and clarify whether banking services, financial services, investment services, payment services or crypto services are subject to authorization. If the answer is yes, we develop tailor-made regulatory solutions for our clients, which may involve preparing and submitting a license application under the KWG, WpIG, ZAG or MiCAR to BaFin as well as alternative solutions in the form of cooperation, outsourcing or taking up the business as an agent or under a tied agent solution. In addition, FIN LAW advises on issues arising in the context of ongoing supervision by BaFin and Deutsche Bundesbank with regard to all areas of compliance.

We Advise Crypto Service Providers on Obtaining a BaFin License and the Regulation of Crypto Assets in General

A particular focus of our expertise lies in the area of innovative technologies such as distributed ledger technology (DLT) and related projects. In this respect, we act as lawyers in the regulatory planning of new business models in connection with crypto assets and represent our clients vis-à-vis BaFin both in legal coordination and in application procedures for the granting of BaFin licenses under MiCAR, KWG or WpIG. Our advisory experience covers the legal support of centrally operated projects in crypto custody and crypto trading as well as advice on decentralized offerings in the context of decentralized finance. We offer DeFi initiators advice on the regulatory optimization of DeFi projects in the crypto custody segment, staking and lending as well as in all other facets of the smart contract economy.

Security Token Offering and Crypto Securities Prospectus – Advice on Token Sale and Tokenization

The capital markets practice of our firm advises on the realization of capital market issuances both in the traditional field and on the basis of crypto securities via a security token offering. The possibilities of tokenization are particularly evident in the capital market and offer capital-seeking companies a future-oriented and innovative way of obtaining financing via the capital markets. Numerous investment products can already be fully tokenized today and the infrastructure of the international capital markets is increasingly adapting to the new possibilities. In addition to drafting the underlying securities terms and conditions under contract law, we also support our clients with regard to a securities prospectus to be prepared, a securities information document (WIB) and other relevant accompanying documentation. Our advisory services range from clarification of the documentation requirements to the preparation of a securities prospectus or other capital market prospectus to competent representation in the approval procedure vis-à-vis BaFin up to and including the approval or authorization of the distribution document. In addition, we also advise our clients on all other types of token sales and projects in the field of tokenization for which no securities prospectus is required.

Contacts